Eligibility
Benefits for you and your dependents and when coverage begins
Eligibility to participate in benefit plans is based on your job status and/or the length of appointment.Eligibility
You are eligible to participate if you are an employee who works at least halftime (0.5 FTE) and who is a member of ASPA and actively employed as
- a permanent or seasonal employee, or
- a permanent or seasonal employee who is temporarily occupying a term position, or
- a term employee – eligibility is based on the term of appointment greater than or equal to six months
The benefit you are eligible for are based on the length of your current appointment. Term length is not cumulative. You must reside in Canada and be eligible under your provincial health care program. Your dependents must also be eligible under your provincial health care program in order to access your benefits.
Employee
6 months | >6 months and <1 years |
1 year or greater or permanent /seasonal | |
Health/Drug (Extended Health Plan) |
|||
Dental | |||
Pension | |||
Basic Life Insurance | |||
Disability | |||
Flexible Spending | |||
Optional Life Insurance | |||
Optional Accidental Death & Dismemberment (AD&D) Insurance |
NOTE: Appointments less than 6 months may become eligible for part-time benefits after a qualifying period.
Eligible dependents
Your dependents are eligible for coverage under your Health/Drug and Dental plans and for the Health Spending Account (HSA) but not the Personal Spending Account (PSA) within the Flexible Spending Program. Only your spouse is eligible for Optional Life and Optional AD&D Insurance. Learn who your eligible dependents include.
Effective Date of Coverage
- Dental plan and Basic Life Insurance - there is a three month waiting period of continuous employment that you must complete before you are eligible for the Dental plan and Basic Life insurance.
- Health/Drug - coverage for eligible employees will take effect as of the date of employment. If you are absent from work on the day your coverage would otherwise have taken effect, your coverage will begin on the date you return to work
- Flexible Spending Program - coverage will take effect on the date when an eligible member is enrolled in the Extended Health Benefits Program. Annual credit amounts are not pro-rated and members receive the full credit amount on the effective date of coverage.
- Optional Life - no waiting period and becomes effective on the date approved by the insurance company.
- Optional AD&D Insurance - no waiting period and becomes effective on the date you apply.
Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.
Benefit plan details
For details about each benefit, refer to the benefit plan summaries.
Eligibility
You are eligible for benefits if you are an employee that works at least half time (0.5 FTE). The benefits you are eligible for are dependent on the length of your current appointment. Term length is not cumulative and eligibility is dependent on each individual appointment. You must reside in Canada and be eligible under your provincial health care program. Your dependents must also be eligible under your provincial health care program in order to access your benefits.
6 months | >6 months and <2 years |
2 years or greater or permanent / seasonal | |
Health/Drug (Extended Health Plan) |
|||
Dental | |||
Pension | |||
Basic Life Insurance | |||
Disability | |||
Flexible Spending | |||
Optional Life Insurance | |||
Optional Accidental Death & Dismemberment Insurance |
NOTE: Appointments less than 6 months may become eligible for part-time benefits after a qualifying period.
Eligible dependents
Your dependents are eligible for coverage under your Health/Drug and Dental plans and for the Health Spending Account (HSA) but not the Personal Spending Account (PSA) within the Flexible Spending Program. Only your spouse is eligible for Optional Life and Optional AD&D Insurance. Learn who your eligible dependents include.
Effective Date of Coverage
- Health/Drug – coverage will begin on your first day at work.
- Dental plan – coverage will begin after a three month waiting period of continuous employment.
- Basic Life Insurance – coverage will begin after a three month waiting period of continuous employment.
- Disability – coverage for both short and long term disability begins when you become an eligible member. You must be actively working or on an approved leave of absence. If, due to disease or injury, you are not actively working on this date, the effective date of membership shall be the date you begin actively working.
- Flexible Spending – coverage will begin on the date you are enrolled in the Health/Drug Plan. Annual credit amounts are not pro-rated and members receive the full credit amount on the effective date of coverage.
- Optional Life – becomes effective on the date approved by the insurance company.
- Optional AD&D Insurance – becomes effective on the date you apply.
Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.
Benefit plan details
For details about each benefit, refer to the benefit plan summaries.
Eligibility
You are eligible for benefits if you are a member of CUPE 3287, unless you are a member of another university benefit plan. Members must be a resident of Canada and eligible for provincial health care benefits. You must reside in Canada and be eligible under your provincial health care program. Your dependents must also be eligible under your provincial health care program in order to access your benefits.
Benefits | Employee Coverage | Dependents | Coverage |
Formulary Drug Coverage | 100% of Formulary Drugs $2,000 per person per calendar year |
||
Dental | 100% of Basic Dental Coverage $2,000 per calendar year |
||
Basic Life Insurance | $30,000 | ||
Business Travel Insurance | $100,000 |
Eligible dependents
Your dependents are eligible for Formulary Drug Coverage. Learn who your eligible dependents include.
Benefit plan details
For details about each benefit, refer to your benefit plan summary.
Effective Date of Coverage
There are no waiting periods for any benefits.
Annual Maximums
Annual maximums apply to Drug and Dental coverage regardless of number of terms/classes taught in a one plan year.
Eligibility
You are eligible for benefits if you are an employee that works at least half time (0.5 FTE). The benefits you are eligible for are based on the length of your current appointment.
Term length is not cumulative and eligibility is dependent on each individual appointment. You must reside in Canada and be eligible under your provincial health care program. Your dependents must also be eligible under your provincial health care program in order to access your benefits.
Employee
6 months | >6 months and <2 years |
2 years or greater or permanent |
|
Health/Drug (Extended Health Plan) |
|||
Dental | |||
Pension | |||
Basic Life Insurance | |||
Disability | |||
Flexible Spending | |||
Optional Life Insurance | |||
Optional Accidental Death & Dismemberment (AD&D) Insurance |
Dependents
Your dependents are eligible for coverage under your Health/Drug and Dental plans. They are also eligible for the Health Spending Account (HSA) and the Tuition Spending Account (TSA) but not the Personal Spending Account (PSA) within the Flexible Spending Program. Only your spouse is eligible for Optional Life and Optional AD&D Insurance. Learn who your eligible dependents include.
Effective Date of Coverage
- Health/Drug - coverage will begin on your first day at work.
- Dental plan - coverage will begin after a three month waiting period of continuous employment.
- Basic Life Insurance - coverage will begin after a three month waiting period of continuous employment.
- Disability - coverage for both short and long term disability begins when you become an eligible member. You must be actively working or on an approved leave of absence. If, due to disease or injury, you are not actively working on this date, the effective date of membership shall be the date you begin actively working.
- Flexible Spending - coverage will begin on the date you are enrolled in the Health/Drug Plan. Annual credit amounts are not pro-rated and members receive the full credit amount on the effective date of coverage.
- Optional Life - becomes effective on the date approved by the insurance company.
- Optional AD&D Insurance - becomes effective on the date you apply.
Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.
Benefit plan details
For details about each benefit, refer to the benefit plan summaries.
Eligibility
You are eligible for benefits if you are an employee that works at least half time (0.5 FTE). The benefits you are eligible for are based on the length of your current appointment. Term length is not cumulative and eligibility is dependent on each individual appointment. You must reside in Canada and be eligible under your provincial health care program. Your dependents must also be eligible under your provincial health care program in order to access your benefits.
Employee
6 months | >6 months and <2 years |
2 years or greater or permanent/seasonal |
|
Health/Drug (Extended Health Plan) |
|||
Dental | |||
Pension | |||
Basic Life Insurance | |||
Disability | |||
Flexible Spending | |||
Optional Life Insurance | |||
Optional Accidental Death & Dismemberment (AD&D) Insurance |
Faculty – Special Lecturers receive Health and Dental in a term greater than four months.
Dependents
Your dependents are eligible for coverage under your Health/Drug and Dental plans and for the Health Spending Account (HSA) but not the Personal Spending Account (PSA) within the Flexible Spending Program. Only your spouse is eligible for Optional Life and Optional AD&D Insurance. Learn who your eligible dependents include.
Effective Date of Coverage
- Health/Drug/Dental plans - coverage will begin on your first day at work.
- Basic Life Insurance - coverage will begin on your first day of work.
- Disability - coverage for both short and long-term disability begins when you become an eligible member. You must be actively working or on an approved leave of absence. If, due to disease or injury, you are not actively working on this date, the effective date of membership shall be the date you begin actively working.
- Flexible Spending - coverage will begin on the date you are enrolled in the Health/Drug Plan. Annual credit amounts are not pro-rated and members receive the full credit amount on the effective date of coverage.
- Optional Life - becomes effective on the date approved by the insurance company.
- Optional AD&D Insurance - becomes effective on the date you apply.
Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.
Benefit plan details
For details about each benefit, refer to the benefit plan summaries.
Eligibility
You are eligible for benefits if you are an employee that works at least half time (0.5 FTE). The benefits you are eligible for are based on the length of your current appointment. Term length is not cumulative and eligibility is dependent on each individual appointment. You must reside in Canada and be eligible under your provincial health care program. Your dependents must also be eligible under your provincial health care program in order to access your benefits.
Employee and eligible dependents.
6 months | >6 months and <2 years |
2 years or greater or permanent/seasonal |
|
Health/Drug (Extended Health Care) |
|||
Dental | |||
Pension | |||
Basic Life Insurance | |||
Disability | |||
Optional Life Insurance | |||
Optional Accidental Death & Dismemberment (AD&D) Insurance |
Faculty – Special Lecturers receive Health and Dental in a term greater than four months.
Dependents
Your dependents are eligible for coverage under your Health/Drug and Dental plans. Only your spouse is eligible for Optional Life and Optional AD&D Insurance. Learn who your eligible dependents include.
Effective Date of Coverage
- Health/Drug/Dental plans – coverage will begin on your first day at work.
- Basic Life Insurance – coverage will begin on your first day of work.
- Disability – coverage for both short and long-term disability begins when you become an eligible member. You must be actively working or on an approved leave of absence. If, due to disease or injury, you are not actively working on this date, the effective date of membership shall be the date you begin actively working.
- Optional Life – becomes effective on the date approved by the insurance company.
- Optional AD&D Insurance – becomes effective on the date you apply.
Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.
Benefit plan details
For details about each benefit, refer to the benefit plan summaries.
Research Professional Staff
Eligibility
The following benefits are for eligible research professional staff. To determine which research group you are in, log into your PAWS account and select “Employee” from the left-hand side. Select “My Employment,” then “Paycheques.” In the general section at the top, to the right of your name you will see the business unit you are in.
- If business unit is RPROF, you are research professional staff and the following benefits apply to you.
You are eligible for benefits if you are an employee that works at least half time (0.5 FTE). The benefits you are eligible for are based on the length of your current appointment. Term length is not cumulative and eligibility is dependent on each individual appointment. You must reside in Canada and be eligible under your provincial health care program. Your dependents must also be eligible under your provincial health care program in order to access your benefits.
Employee and eligible dependents.
6 months | >6 months and <2 years |
2 years or greater or permanent/seasonal |
|
Health/Drug (Extended Health Care) |
|||
Dental | |||
Pension | |||
Basic Life Insurance | |||
Disability | |||
Optional Life Insurance | |||
Optional Accidental Death & Dismemberment (AD&D) Insurance |
Dependents
Your dependents are eligible for coverage under your Health/Drug and Dental plans. Only your spouse is eligible for Optional Life and Optional AD&D Insurance. Learn who your eligible dependents include.
Effective Date of Coverage
- Health/Drug/Dental plans – coverage will begin on your first day at work.
- Basic Life Insurance – coverage will begin on your first day of work.
- Disability – coverage for both short and long-term disability begins when you become an eligible member. You must be actively working or on an approved leave of absence. If, due to disease or injury, you are not actively working on this date, the effective date of membership shall be the date you begin actively working.
- Optional Life – becomes effective on the date approved by the insurance company.
- Optional AD&D Insurance – becomes effective on the date you apply.
Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.
Benefit plan details
For details about each benefit, refer to the benefit plan summaries.
Research Administrative, Technical and Support Staff
Eligibility
Research administration, technical and support employees are primarily funded by research grant(s) and are not engaged in faculty equivalent positions that perform academic teaching and/or research duties. For example, research assistants, research officers, research engineers, research co-ordinators, technicians, research technical assistants fall into this category.
The following benefits are for eligible research administration, technical and support staff. To determine which research group you are in, log into your PAWS account and select “Employee” from the left-hand side. Select “My Employment,” then “Paycheques.” In the general section at the top, to the right of your name you will see the business unit you are in.
- If business unit is RADMN or RSPPT, you are research administration, technical and support staff, and the following benefits apply to you.
- You are eligible for benefits if you are an employee that works at least half-time (0.5 FTE). The benefits you are eligible for are based on the length of your current appointment. Term length is not cumulative and eligibility is dependent on each individual appointment. You must reside in Canada and be eligible under your provincial health care program.
- Your dependents must also be eligible under your provincial health care program in order to access your benefits.
6 months | >6 months and <2 years |
2 years or greater or permanent/seasonal |
|
Health/Drug (Extended Health Plan) |
|||
Dental | |||
Pension | |||
Basic Life Insurance | |||
Disability | |||
Optional Life Insurance | |||
Optional Accidental Death & Dismemberment (AD&D) Insurance |
NOTE: Appointments less than 6 months may become eligible for part-time benefits after a qualifying period.
Dependents
Your dependents are eligible for coverage under your extended health care and dental plans. Learn who your eligible dependents include.
Effective Date of Coverage
- Health/Drug – coverage will begin on your first day at work.
- Dental plan – coverage will begin after a three-month waiting period of continuous employment.
- Basic Life Insurance – coverage will begin after a three-month waiting period of continuous employment.
- Disability – coverage for both short and long-term disability begins when you become an eligible member. You must be actively working or on an approved leave of absence. If, due to disease or injury, you are not actively working on this date, the effective date of membership shall be the date you begin actively working.
- Optional Life – becomes effective on the date approved by the insurance company.
- Optional AD&D Insurance – becomes effective on the date you apply.
Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.
Benefit plan details
For details about each benefit, refer to the benefit plan summaries.
Non-union Staff
Eligibility
The following benefits are for eligible non-union staff.
- You are eligible for benefits if you are an employee that works at least half time (0.5 FTE). The benefits you are eligible for are based on the length of your current appointment. Term length is not cumulative and eligibility is dependent on each individual appointment. You must reside in Canada and be eligible under your provincial health care program.
6 months | >6 months and <2 years |
2 years or greater or permanent/seasonal |
|
Health/Drug (Extended Health Plan) |
|||
Dental | |||
Pension | |||
Basic Life Insurance | |||
Disability | |||
Optional Life Insurance | |||
Optional Accidental Death & Dismemberment (AD&D) Insurance |
NOTE: Appointments less than 6 months may become eligible for part-time benefits after a qualifying period.
Dependents
Your dependents are eligible for coverage under your extended health care and dental plans. Learn who your eligible dependents include.
Effective Date of Coverage
- Health/Drug – coverage will begin on your first day at work.
- Dental plan – coverage will begin after a three-month waiting period of continuous employment.
- Basic Life Insurance – coverage will begin after a three-month waiting period of continuous employment.
- Disability – coverage for both short and long-term disability begins when you become an eligible member. You must be actively working or on an approved leave of absence. If, due to disease or injury, you are not actively working on this date, the effective date of membership shall be the date you begin actively working.
- Optional Life – becomes effective on the date approved by the insurance company.
- Optional AD&D Insurance – becomes effective on the date you apply.
Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.
Benefit plan details
For details about each benefit, refer to the benefit plan summaries.
Eligibility
A postdoctoral fellow is a person professionally conducting research after the completion of their doctoral studies. These individuals are pursuing additional research, training, and/or teaching in order to develop the skills to pursue a career in academia, research, or any other fields.
You are eligible for benefits (if offered) if you are an employee that works at least half time (0.5 FTE). You must reside in Canada and be eligible under your provincial health care program. Your dependents must also be eligible under your provincial health care program in order to access your benefits.
term ≥ 6 months and 0.5 FTE | |
Health/Drug (Extended Health Plan) |
|
Dental | |
Basic Life Insurance |
NOTE: If you are not actively working (on leave) on the date coverage would normally begin, then coverage will not begin until you return to active work.
Dependents
Your dependents are eligible for coverage under your extended health care and dental plans. Learn who your eligible dependents include.
Effective Date of Coverage
- Health/Drug – coverage will begin on your first day at work.
- Dental plan – coverage will begin after a three month waiting period of continuous employment.
- Basic Life Insurance – coverage will begin after a three month waiting period of continuous employment.
Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later.
Benefit plan details
For details about each benefit, refer to the benefit plan summaries.
Eligibility
The following benefits are for eligible PSAC–Research Associate staff. To determine which research group you are in, log into your PAWS account and select “Employee” from the left-hand side. Select “My Employment,” then “Paycheques.” In the general section at the top, to the right of your name you will see the business unit you are in.
You are eligible for benefits if you are an employee that works at least half time (0.5 FTE). The benefits you are eligible for are based on the length of your current appointment. Term length is not cumulative and eligibility is dependent on each individual appointment. You must reside in Canada and be eligible under your provincial health care program. Your dependents must also be eligible under your provincial health care program in order to access your benefits.
Employee and eligible dependents.
6 months | >6 months and <2 years |
2 years or greater or permanent/seasonal |
|
Health/Drug (Extended Health Care) |
|||
Dental | |||
Pension | |||
Basic Life Insurance | |||
Disability | 1 | ||
Optional Life Insurance | |||
Optional Accidental Death & Dismemberment (AD&D) Insurance |
1. For terms less than two years or part-time employees, members receive 15 days for sick leave up to max of 30 days as per article 30.02.
Dependents
Your dependents are eligible for coverage under your Health/Drug and Dental plans. Only your spouse is eligible for Optional Life and Optional AD&D Insurance. Learn who your eligible dependents include.
Effective Date of Coverage
- Health/Drug/Dental plans – coverage will begin on your first day at work.
- Basic Life Insurance – coverage will begin on your first day of work.
- Disability – coverage for both short and long-term disability begins when you become an eligible member. You must be actively working or on an approved leave of absence. If, due to disease or injury, you are not actively working on this date, the effective date of membership shall be the date you begin actively working.
- Optional Life – becomes effective on the date approved by the insurance company.
- Optional AD&D Insurance – becomes effective on the date you apply.
Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.
Benefit plan details
For details about each benefit, refer to the benefit plan summaries.
Eligibility
This plan is available to employees who are residents (excluding Type B residents) in the College of Medicine and are members of the Professional Association of Internes and Residents. Members must be active full-time employees working at least 15 hours per week.
The benefits you are eligible for are based on the length of your current appointment. Term length is not cumulative. You must reside in Canada and be eligible under your provincial health care program. Your dependents must also be eligible under your provincial health care program in order to access your benefits.
Employee Coverage | Dependents | |
Health/Drug (Extended Health Plan) |
||
Dental |
Eligible dependents
Your dependents are eligible for coverage under your extended health care and dental plans. Learn who your eligible dependents include.
Dental Plan
-
- You will be covered by the Dental Plan on the day following three months of continuous employment. Employees who go on leave of absence, other lay-off or seasonal lay-off prior to completing the waiting period will not be covered until the day following three months of continuous service commencing from their date of return or recall. If you are absent from work on the day your coverage would otherwise have taken effect, your coverage will begin on the date you return to work.
- If you leave the University, or affiliated employer, and are rehired as an eligible employee within six months, you will be covered under the Plan without having to complete the three-month waiting period.
Health/Drug
-
- Eligible employees on staff at July 1, 2011 (including those who are receiving disability benefits) will be covered effective July 1, 2011.
- If you are absent from work on the day your coverage would otherwise have taken effect, your coverage will begin on the date you return to work.
- Coverage under the EHC plan for eligible employees hired after July 1, 2011, will take effect as of the date of employment.
- Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later.
Benefit Period
The benefit period is the twelve-month calendar year, January 1 to December 31.
Benefit plan details
For details about each benefit, refer to the benefit plan summaries.
Employee and eligible dependents
You are eligible for benefits if you are an employee that works at least half time (0.5 FTE). The benefits you are eligible for are based on the length of your current appointment.
Term length is not cumulative and eligibility is dependent on each individual appointment. You must reside in Canada and be eligible under your provincial health care program. Your dependents must also be eligible under your provincial health care program in order to access your benefits.
6 months | >6 months and <2 years |
2 years or greater or permanent / seasonal |
|
Health/Drug (Extended Health Care) |
|||
Dental | |||
Pension | |||
Basic Life Insurance | |||
Disability | |||
Flexible Spending | |||
Optional Life Insurance | |||
Optional Accidental Death & Dismemberment Insurance |
Benefit plan details
For details about each benefit, refer to the benefit plan summaries.
- Eligible employees are employees who do not qualify for full-time benefits, who work 390 hours during the initial qualifying period of 26 consecutive weeks following their date of hire, or 780 hours in a 12-month period.
- Part-time benefits are applicable to all employees and students who are not covered by a University benefit plan.
- Employees must reside in Canada and be eligible under the provincial health care program.
- Your dependents must also be eligible under your provincial health care program in order to access your benefits.
Employee Coverage | Dependents | |
Formulary Drug Coverage | ||
Dental | ||
Pension (if eligible) | ||
Basic Life Insurance | ||
Business Travel Insurance |
Eligible dependents
Your dependents are eligible for Formulary Drug Coverage. Learn who your eligible dependents include.
Benefit plan details
For details about each benefit, refer to your benefit plan summary.
Pension Plan
Part-time employees are eligible for part-time pension benefits that is appliciable to their employee group if they have been:
- employed by the University for 24 continuous months and,
- have earned at least 35% of the Year’s Maximum Pensionable Earnings in each of the two previous calendar years
Coverage
What your plan covers
Check your plan summary or your Sun Life account for details about what your plan covers.
General coverage information
Find key information about your benefits:
- After termination – what happens to your benefits when your employment ends
- Proof of coverage – how to get "proof of coverage" or "proof of insurance" for benefits
- Benefit period and maximums – annual coverage period and plan limits
- Premiums – premiums and who is responsible for paying them
Getting Help
Sun Life Customer Call Centre
Sun Life has a Customer Call Centre that provides information directly related to your benefits, claims submitted and status of your claim. Other questions or scenarios that Sun Life can assist with are:
- How do I update or change my dependents?
- My child is attending University. How do keep them on my plan as an overage dependent?
- What is the status of my claim?
- What is my maximum for a specific service? How do I know if I have reached my benefit maximum?
- What am I or my dependents covered for under a certain plan?
- I am locked out of MySunLife account. How do I reset my password?
- Why was my claim denied?
1-800-361-6212 during the work week from 8am to 8 pm EST.
Or connect online through your MySunLife account. Visit www.mysunlife.ca and enter your access ID and password.
ConnectionPoint
Types of questions ConnectionPoint can assist with:- What date does my coverage begin?
- What type of benefit coverage am I eligible for?
- How do I submit a claim?
Online support
(306) 966-2000
1-844-697-4865
connectionpoint@usask.ca
Virtual one-on-one support
Come see us in person
Arts Building, Room 258
Monday to Friday, 9 am to 4 pm (closed 12-1 pm)