Eligibility

Benefits for you and your dependents and when coverage begins

Eligibility to participate in benefit plans is based on your job status and/or the length of appointment. 

Eligibility

You are eligible to participate if you are an employee who works at least halftime and who is a member of ASPA and actively employed as

  • a permanent or seasonal employee, or
  • a permanent or seasonal employee who is temporarily occupying a term position, or
  • a term employee – eligibility is based on the term of appointment greater than or equal to six months

The benefit you are eligible for are based on the length of your current appointment. Term length is not cumulative. You must be a resident of Canada and be eligible under your provincial health care program.

Employee

6 months >6 months
and <1 years
1 year or greater or permanent /seasonal
Health/Drug
(Extended Health Plan)
Dental
Pension
Basic Life Insurance
Disability
Flexible Spending
Optional Life Insurance
Optional Accidental Death
& Dismemberment (AD&D) Insurance

NOTE: Appointments less than 6 months may become eligible for part-time benefits after a qualifying period.

Eligible dependents

Your dependents are eligible for coverage under your Health/Drug and Dental plans and for the Health Spending Account (HSA) but not the Personal Spending Account (PSA) within the Flexible Spending Program. Only your spouse is eligible for Optional Life and Optional AD&D Insurance. Learn who your eligible dependents include.

Efective Date of Coverage

  • Dental plan and Basic Life Insurance - there is a three month waiting period of continuous employment that you must complete before you are eligible for the Dental plan and Basic Life insurance.
  • Health/Drug - coverage for eligible employees will take effect as of the date of employment. If you are absent from work on the day your coverage would otherwise have taken effect, your coverage will begin on the date you return to work
  • Flexible Spending Program - coverage will take effect on the date when an eligible member is enrolled in the Extended Health Benefit Program. Annual credit amounts are not pro-rated and members receive the full credit amount on the effective date of coverage.
  • Optional Life - no waiting period and becomes effective on the date approved by the insurance company.
  • Optional AD&D Insurance - no waiting period and becomes effective on the date you apply.

Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.

Benefit plan details

For details about each benefit, refer to the benefit plan summaries.

Eligibility

You are eligible for benefits if you are an employee that works at least half time (0.5 FTE). The benefits you are eligible for are dependent on the length of your current appointment. Term length is not cumulative and eligibility is dependent on each individual appointment. You must be a resident of Canada and be eligible under your provincial health care program.

6 months >6 months
and <2 years
2 years or greater or permanent / seasonal
Health/Drug
(Extended Health Plan)
Dental
Pension*
Basic Life Insurance
Disability
Flexible Spending
Optional Life Insurance
Optional Accidental Death
& Dismemberment Insurance

*Term employees become eligible after one year in a term.

NOTE: Appointments less than 6 months may become eligible for part-time benefits after a qualifying period.

Eligible dependents

Your dependents are eligible for coverage under your Health/Drug and Dental plans and for the Health Spending Account (HSA) but not the Personal Spending Account (PSA) within the Flexible Spending Program. Only your spouse is eligible for Optional Life and Optional AD&D Insurance. Learn who your eligible dependents include.

Efective Date of Coverage

  • Health/Drug – coverage will begin on your first day at work.
  • Dental plan – coverage will begin after a three month waiting period of continuous employment.
  • Basic Life Insurance  – coverage will begin after a three month waiting period of continuous employment.
  • Disability – coverage for both short and long term disability begins when you become an eligible member. You must be actively working or on an approved leave of absence. If, due to disease or injury, you are not actively working on this date, the effective date of membership shall be the date you begin actively working.
  • Flexible Spending – coverage will begin on the date you are enrolled in the Health/Drug Plan. Annual credit amounts are not pro-rated and members receive the full credit amount on the effective date of coverage.
  • Optional Life – becomes effective on the date approved by the insurance company.
  • Optional AD&D Insurance – becomes effective on the date you apply.

Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.

Benefit plan details

For details about each benefit, refer to the benefit plan summaries.

Eligibility

You are eligible for benefits if you are a member of CUPE 3287, unless you are a member of another university benefit plan. Members must be a resident of Canada and eligible for provincial health care benefits. Benefits will take effect and terminate on the dates set out in your offer letter.

Benefits Employee Coverage Dependents Coverage
Formulary Drug Coverage 100% of Formulary Drugs
$2,000 per person per calendar year
Dental 100% of Basic Dental Coverage
$2,000 per calendar year
Basic Life Insurance $30,000
Business Travel Insurance $100,000

Eligible dependents

Your dependents are eligible for Formulary Drug Coverage. Learn who your eligible dependents include.

Benefit plan details

For details about each benefit, refer to your benefit plan summary.

Efective Date of Coverage

There are no waiting periods for any benefits.

Annual Maximums

Annual maximums apply to Drug and Dental coverage regardless of number of terms/classes taught in a one plan year..

Eligibility

You are eligible for benefits if you are an employee that works at least half time. The benefits you are eligible for are based on the length of your current appointment.

Term length is not cumulative and eligibility is dependent on each individual appointment. You must be a resident of Canada and be eligible under your provincial health care program.

Employee

6 months >6 months
and <2 years
2 years or greater
or permanent
Health/Drug
(Extended Health Plan)
Dental
Pension
Basic Life Insurance
Disability
Flexible Spending
Optional Life Insurance
Optional Accidental Death
& Dismemberment (AD&D) Insurance

Dependents

Your dependents are eligible for coverage under your Health/Drug and Dental plans. They are also eligible for the Health Spending Account (HSA) and the Tuition Spending Account (TSA) but not the Personal Spending Account (PSA) within the Flexible Spending Program. Only your spouse is eligible for Optional Life and Optional AD&D Insurance. Learn who your eligible dependents include.

Effective Date of Coverage

  • Health/Drug - coverage will begin on your first day at work.
  • Dental plan -  coverage will begin after a three month waiting period of continuous employment. 
  • Basic Life Insurance - coverage will begin after a three month waiting period of continuous employment. 
  • Disability - coverage for both short and long term disability begins when you become an eligible member. You must be actively working or on an approved leave of absence. If, due to disease or injury, you are not actively working on this date, the effective date of membership shall be the date you begin actively working.
  • Flexible Spending - coverage will begin on the date you are enrolled in the Health/Drug Plan. Annual credit amounts are not pro-rated and members receive the full credit amount on the effective date of coverage.
  • Optional Life - becomes effective on the date approved by the insurance company.
  • Optional AD&D Insurance - becomes effective on the date you apply.

Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.

Benefit plan details

For details about each benefit, refer to the benefit plan summaries.

Eligibility

You are eligible for benefits if you are an employee that works at least half time (0.5 FTE). The benefits you are eligible for are based on the length of your current appointment. Term length is not cumulative and eligibility is dependent on each individual appointment. You must be a resident of Canada and be eligible under your provincial health care program.

Employee

6 months >6 months
and <2 years
2 years or greater
or permanent / seasonal
Health/Drug
(Extended Health Plan)
Dental
Pension
Basic Life Insurance
Disability
Flexible Spending
Optional Life Insurance
Optional Accidental Death
& Dismemberment (AD&D) Insurance

Faculty – Special Lecturers receive Health and Dental in a term greater than four months.

Dependents

Your dependents are eligible for coverage under your Health/Drug and Dental plans and for the Health Spending Account (HSA) but not the Personal Spending Account (PSA) within the Flexible Spending Program. Only your spouse is eligible for Optional Life and Optional AD&D Insurance. Learn who your eligible dependents include.

Effective Date of Coverage

  • Health/Drug/Dental plans - coverage will begin on your first day at work.
  • Basic Life Insurance - coverage will begin on your first day of work.
  • Disability - coverage for both short and long-term disability begins when you become an eligible member. You must be actively working or on an approved leave of absence. If, due to disease or injury, you are not actively working on this date, the effective date of membership shall be the date you begin actively working.
  • Flexible Spending - coverage will begin on the date you are enrolled in the Health/Drug Plan. Annual credit amounts are not pro-rated and members receive the full credit amount on the effective date of coverage.
  • Optional Life - becomes effective on the date approved by the insurance company.
  • Optional AD&D Insurance - becomes effective on the date you apply.

Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.

Benefit plan details

For details about each benefit, refer to the benefit plan summaries.

Eligibility

You are eligible for benefits if you are an employee that works at least half time (0.5 FTE). The benefits you are eligible for are based on the length of your current appointment. Term length is not cumulative and eligibility is dependent on each individual appointment. You must be a resident of Canada and be eligible under your provincial health care program.

Employee and eligible dependents.

6 months >6 months
and <2 years
2 years or greater
or permanent / seasonal
Health/Drug
(Extended Health Care)
Dental
Pension
Basic Life Insurance
Disability
Optional Life Insurance
Optional Accidental Death
& Dismemberment (AD&D) Insurance

Faculty – Special Lecturers receive Health and Dental in a term greater than four months.

Dependents

Your dependents are eligible for coverage under your Health/Drug and Dental plans. Only your spouse is eligible for Optional Life and Optional AD&D Insurance. Learn who your eligible dependents include.

Effective Date of Coverage

  • Health/Drug/Dental plans – coverage will begin on your first day at work.
  • Basic Life Insurance – coverage will begin on your first day of work.
  • Disability – coverage for both short and long-term disability begins when you become an eligible member. You must be actively working or on an approved leave of absence. If, due to disease or injury, you are not actively working on this date, the effective date of membership shall be the date you begin actively working.
  • Optional Life – becomes effective on the date approved by the insurance company.
  • Optional AD&D Insurance – becomes effective on the date you apply.

Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.

Benefit plan details

For details about each benefit, refer to the benefit plan summaries.

Eligibility

The following benefits are for eligible research professional staff, only if offered by the grant holder. To determine which research group you are in, log into your PAWS account and select “Employee” from the left hand side. Select “My Employment,” then “Paycheques.” In the general section at the top, to the right of your name you will see the business unit you are in.

  • If business unit is RPROF, you are research professional staff and the following benefits apply to you.

You are eligible for benefits (if offered) if you are an employee that works at least half time (0.5 FTE). The benefits you are eligible for are based on the length of your current appointment. Term length is not cumulative and eligibility is dependent on each individual appointment. You must be a resident of Canada and be eligible under your provincial health care program.

Employee and eligible dependents.

6 months >6 months
and <2 years
2 years or greater
or permanent / seasonal
Health/Drug
(Extended Health Care)
Dental
Pension
Basic Life Insurance
Disability
Optional Life Insurance
Optional Accidental Death
& Dismemberment (AD&D) Insurance

Dependents

Your dependents are eligible for coverage under your Health/Drug and Dental plans. Only your spouse is eligible for Optional Life and Optional AD&D Insurance. Learn who your eligible dependents include.

Effective Date of Coverage

  • Health/Drug/Dental plans – coverage will begin on your first day at work.
  • Basic Life Insurance – coverage will begin on your first day of work.
  • Disability – coverage for both short and long-term disability begins when you become an eligible member. You must be actively working or on an approved leave of absence. If, due to disease or injury, you are not actively working on this date, the effective date of membership shall be the date you begin actively working.
  • Optional Life – becomes effective on the date approved by the insurance company.
  • Optional AD&D Insurance – becomes effective on the date you apply.

Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.

Benefit plan details

For details about each benefit, refer to the benefit plan summaries.

Eligibility

Research administration, technical and support employees are primarily funded by research grant(s) and are not engaged in faculty equivalent positions that perform academic teaching and/or research duties. For example, research assistants, research officers, research engineers, research co-ordinators, technicians, research technical assistants fall into this category.

The following benefits are for eligible research administration, technical and support staff only if offered by the grant holder. To determine which research group you are in, log into your PAWS account and select “Employee” from the left hand side. Select “My Employment,” then “Paycheques.” In the general section at the top, to the right of your name you will see the business unit you are in.

  • If business unit is RADMN or RSPPT, you are research administration, technical and support staff, and the following benefits apply to you.
  • If business unit is RPROF, you are research professional staff and the following benefits do not apply to you.

You are eligible for benefits (if offered) if you are an employee that works at least half time (0.5 FTE). The benefits you are eligible for are based on the length of your current appointment. Term length is not cumulative and eligibility is dependent on each individual appointment. You must be a resident of Canada and be eligible under your provincial health care program.

6 months >6 months
and <2 years
2 years or greater
or permanent / seasonal
Health/Drug
(Extended Health Plan)
Dental
Pension
Basic Life Insurance
Disability
Optional Life Insurance
Optional Accidental Death
& Dismemberment (AD&D) Insurance

NOTE: Appointments less than 6 months may become eligible for part-time benefits after a qualifying period.

Dependents

Your dependents are eligible for coverage under your extended health care and dental plans. Learn who your eligible dependents include.

Effective Date of Coverage

  • Health/Drug – coverage will begin on your first day at work.
  • Dental plan – coverage will begin after a three month waiting period of continuous employment.
  • Basic Life Insurance – coverage will begin after a three month waiting period of continuous employment.
  • Disability – coverage for both short and long term disability begins when you become an eligible member. You must be actively working or on an approved leave of absence. If, due to disease or injury, you are not actively working on this date, the effective date of membership shall be the date you begin actively working.
  • Optional Life – becomes effective on the date approved by the insurance company.
  • Optional AD&D Insurance – becomes effective on the date you apply.

Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later and spouse optional life coverage becomes effective on the date approved by the insurance company.

Benefit plan details

For details about each benefit, refer to the benefit plan summaries.

Eligibility

This plan is available to employees who are residents (excluding Type B residents) in the College of Medicine and are members of the Professional Association of Internes and Residents.

Employee Coverage Dependents
Health/Drug
(Extended Health Plan)
Dental

Eligible dependents

Your dependents are eligible for coverage under your extended health care and dental plans. Learn who your eligible dependents include.

Dental Plan

    • You will be covered by the Dental Plan on the day following three months of continuous employment. Employees who go on leave of absence, other lay-off or seasonal lay-off prior to completing the waiting period will not be covered until the day following three months of continuous service commencing from their date of return or recall. If you are absent from work on the day your coverage would otherwise have taken effect, your coverage will begin on the date you return to work.
    • If you leave the University, or affiliated employer, and are rehired as an eligible employee within six months, you will be covered under the Plan without having to complete the three-month waiting period.

Health/Drug 

    • Eligible employees on staff at July 1, 2011 (including those who are receiving disability benefits) will be covered effective July 1, 2011.
    • If you are absent from work on the day your coverage would otherwise have taken effect, your coverage will begin on the date you return to work.
    • Coverage under the EHC plan for eligible employees hired after July 1, 2011, will take effect as of the date of employment.
    • Coverage for dependents will become effective on the date your coverage becomes effective or on the date you first acquire a dependent, whichever is later.

Benefit Period

The benefit period is the twelve month calendar year, January 1 to December 31.

Benefit plan details

For details about each benefit, refer to the benefit plan summaries.

Employee and eligible dependents.

6 months >6 months
and <2 years
2 years or greater
or permanent / seasonal
Health/Drug
(Extended Health Care)
Dental
Pension
Basic Life Insurance
Disability
Flexible Spending
Optional Life Insurance
Optional Accidental Death
& Dismemberment  Insurance

Benefit plan details

For details about each benefit, refer to the benefit plan summaries.

  • Eligible employees are employees who do not qualify for full-time benefits, who work 390 hours during the initial qualifying period of 26 consecutive weeks following their date of hire.
  • Part-time benefits are applicable to CUPE 1975, ASPA and Research.
  • The eligibility date is defined as the date the grant holder offers the benefit package to an eligible employee.
  • If a benefit package is offered, benefits cannot be cancelled at any time throughout the duration of the employee's contract.
  • It is the grant holders responsibility to monitor hours during the 26 week period from the date of hire and to notify ConnectionPoint  when an employee is eligible for this benefit plan.
Employee Coverage Dependents
Formulary Drug Coverage
Dental
Basic Life Insurance
Business Travel Insurance

Eligible dependents

Your dependents are eligible for Formulary Drug Coverage. Learn who your eligible dependents include.

Benefit plan details

For details about each benefit, refer to your benefit plan summary.

Coverage after Termination

Coverage for you and your dependents will cease on the earliest of:

  • the date your employment terminates
  • your retirement date
  • you are deceased
    • In the event of your death, coverage for eligible dependents will continue for health benefits for a period of two years without payment of premiums.
  • the end of the period for which the last premium was paid
  • the date you are no longer an eligible employee
  • the date the policy terminates
  •  a dependent’s coverage will end on the date the dependent ceases to be an eligible dependent 

Age-related termination

Some benefit plans have age termination provisions:

  • Optional life insurance and optional accidental death and dismemberment coverage terminates the end of the month in which you reach age 70
  • Spousal optional life insurance and optional accidental death and dismemberment coverage terminates the end of the month in which your spouse reaches age 70
  • Pension contributions end November 30 in the year you reach age 71
  • Long term disability plan (LTD)
    • For members of CUPE 1975, ASPA, exempt, and research administration, technical and support groups, LTD terminates the end of the month in which you turn 65
    • For members of faculty and research professional groups, LTD terminates June 30 following your 67th birthday
    • For members of senior administration, LTD terminates June 30 coincident with or next following the member’s 65th birthday

Submitting claims after termination

You have 90 days from the date of termination to submit eligible health, dental, health spending account and personal spending account claims incurred prior to and including your termination date. Any claims submitted after 90 days will not be paid.

Maintaining benefits after termination

Employees are not eligible to maintain group benefit coverage after termination by paying for premiums themselves. However, after termination of employment, you may apply to convert to one of the programs available to individuals through Sun Life Financial. See below for more information.

Continuation of Coverage

Converting benefits to an individual plan after termination

When benefit coverage ceases because of termination of your employment for any reason (retirement, layoff, resignation, etc.), you may apply to convert some of your group benefits to one of the programs available to individuals through Sun Life Financial:

  • Extended health care and dental plan - within 60 days of your termination
  • Basic and optional life insurance – within 31 days of your termination

There is no conversion option available for optional accidental death and dismemberment or disability benefits.

Please note that if you are on a leave of absence and benefits are not maintained, upon termination during that same period of not actively at work, benefit conversion options will not be available for any benefit not maintained.

Converting to an individual plan means you may obtain insurance coverage without having to provide medical evidence of insurability (a statement of medical history and related information used by an insurance provider to determine approval for health and/or life insurance). The conversion option for health and dental coverage may also be extended to your dependents.

To inquire about the conversion plans available, contact Sun Life to speak with a consultant who will discuss coverage options and terms with you. 

You may also convert the above benefits to a different insurance provider if they offer conversion options for group benefits members. It is recommended you shop around to find the coverage that best meet the needs of you and your family. Please be aware that the time frame for conversion may be different for other insurance providers than what is noted above for Sun Life. If you are in good health and providing medical evidence of insurability is not a concern for you, looking at non-conversion individual plans may provide you with better rates.

Proof of Coverage

There are instances when you may be asked for “proof of coverage” or “proof of insurance” for health and dental benefits. Some examples include for post-secondary students (if they 21 or older you will need to add them as an overage dependent) who require proof of coverage under their parents plan in order to opt-out of a student benefit plan, or when you are traveling to another country.

You may print proof of coverage by logging into your mysunlife.ca account and following these steps:

  1. Click on the person icon in the upper right corner and select “Profile”.
  2. Select "Personal Info". 
  3. On the next screen, scroll down and select “Personal and dependent information”.
  4. A page will display that has your name, your dependents names and their coverage information. In the top right corner, you can select “Print” to print off this page as proof of insurance.
  5. You may also contact Sun Life directly at 1-800-361-6212 to request a letter, which will be mailed to the address they have on file.

Benefit Period and Maximums

The benefit period is the twelve month calendar year, January 1 to December 31.

Your benefit coverage is subject to certain benefit maximums, depending on your plan and the expense type in question. This may include limits on the dollar amount payable, the duration of or the number of visits.

Limits include reasonable and customary fees. This fee is the reasonable, usual and customary charge for the unit of service within the province, and Sun Life will cover the expense up to that charge. If a health practitioner chooses to charge more, you will be responsible for the additional cost.

If you do not reach a benefit maximum for the calendar year (or time frame indicated in the plan summary), you cannot carry any unused balance forward to the next year.

If you change jobs or groups (e.g., move from CUPE to ASPA) within a calendar year, your benefit maximums do not reset. Your claims history for the calendar year remains with you regardless of the plan you are in.

Finding Coverage Details

In addition to your Plan Summaries, you can login to your Sun Life Financial account (look under the "Benefits" section) for comprehensive details about:

  • benefits covered
  • benefit maximums and limits
  • percentage covered
  • remaining balances
  • certain requirements for a claim to be paid (e.g., if a doctor’s note is required)

You can also download the Sun Life mobile app or contact the Sun Life Customer Care Center.

Setting up your account

To set up your account you will need your policy number (150798) and your member ID (same as your employee ID which can be found on your pay statements in PAWS)

Premiums

Note, effective March 1, 2018, the addiition of PST on insurance premiums was reversed and premiums are now tax exempt.

Rates effective July 1, 2018

Plan Employee Monthly Cost Employer Monthly Cost
Extended Health Care (family) $0.00 $141.10
Dental (family) $0.00 $86.88
Basic Life Insurance
(2 x annual salary rounded up to nearest $1,000)
$0.00 $0.152 per $1,000
Disability $0.00 $0.00**
Pension 6.82% (of salary) 6.82% (of salary)
Flexible Spending Account $0.00 $900 (per annum)
Optional Life Insurance Rates are determined by age and smoking status. View Rates  $0.00

* If eligible for the above benefits, you may not opt out
** Employer montly cost is 1.281% of salary, however, the disability plan is currenlty on a premium holiday

Part-time Benefits

Plan Employee Monthly Cost Employer Monthly Cost
Health (prescription drugs only, family) $0.00 $15.66
Dental (single) $0.00 $21.33
Basic Life Insurance
(2 x annual salary rounded up to nearest $1,000)
$0.00 $0.152 per $1,000
Part-time pension 6.82% (of salary) 6.82% (of salary)

Rates effective July 1, 2018

Plan Employee Monthly Cost Employer Monthly Cost
Extended Health Care (family) $0.00 $141.10
Dental (family) $0.00 $86.88
Basic Life Insurance
(2 x annual salary rounded up to nearest $1,000)
$0.00 $0.152 per $1,000
Disability 2.58% (of salary) 0.50% (of salary)
Pension 8.5% (of salary) 8.5% (of salary)
Flexible Spending Account $0.00 $200 (per annum)
Optional Life Insurance Rates are determined by age and smoking status. View Rates  $0.00

* If eligible for the above benefits, you may not opt out

Part-time Benefits

Plan Employee Monthly Cost Employer Monthly Cost
Health (prescription drugs only, family) $0.00 $15.66
Dental (single) $0.00 $21.33
Basic Life Insurance
(2 x annual salary rounded up to nearest $1,000)
$0.00 $0.152 per $1,000
Part-time pension 6.82% (of salary) 6.82% (of salary)

Rates effective July 1, 2018

Plan Employee Monthly Cost Employer Monthly Cost
Health (prescription drugs only, family) $0.00 $15.66
Dental (single) $0.00 $21.33
Basic Life Insurance (30,000) $0.00 $0.152 per $1,000

* If eligible for the above benefits, you may not opt out

Rates effective July 1, 2018

Plan Employee Monthly Cost Employer Monthly Cost
Extended Health Care (family) $0.00 $141.10
Dental (family) $0.00 $86.88
Basic Life Insurance
(2 x annual salary rounded up to nearest $1,000)
$0.00 $0.152 per $1,000
Disability $0.00 $0.00**
Pension 6.82% (of salary) 6.82% (of salary)
Flexible Spending Account $0.00 $1,000 (per annum)
Optional Life Insurance Rates are determined by age and smoking status. View Rates  $0.00

* If eligible for the above benefits, you may not opt out
** Employer montly cost is 1.281% of salary, however, the disability plan is currenlty on a premium holiday

Rates effective July 1, 2018

Plan Employee Monthly Cost Employer Monthly Cost
Extended Health Care (family) $0.00 $168.93
Dental (family) $0.00 $96.24
Basic Life Insurance
(2 x annual salary rounded up to nearest $1,000)
$0.00 $0.152 per $1,000
Disability $0.00 $0.00**
Pension 8.5% (of salary) 8.5% (of salary)
Flexible Spending Account $0.00 $500 (per annum)
Optional Life Insurance Rates are determined by age and smoking status. View Rates  $0.00

* If eligible for the above benefits, you may not opt out
** Employer montly cost is 1.281% of salary, however, the disability plan is currenlty on a premium holiday

Rates effective Juy 1, 2018

Plan Employee Monthly Cost Employer Monthly Cost
Extended Health Care (family) $0.00 $168.93
Dental (family) $0.00 $96.24
Basic Life Insurance
(2 x annual salary rounded up to nearest $1,000)
$0.00 $0.152 per $1,000
Disability $0.00 $0.00**
Pension 8.5% (of salary) 8.5% (of salary)
Optional Life Insurance Rates are determined by age and smoking status. View Rates  $0.00

* If eligible for the above benefits, you may not opt out
** Employer montly cost is 1.281% of salary, however, the disability plan is currenlty on a premium holiday

The following benefit premiums are applicable to research administration, technical and support staff only if the grant holder offers benefits. To determine which research group you are in, log into your PAWS account and select “Employee” from the left hand side. Select “My Employment,” then “Paycheques.” In the general section at the top, to the right of your name you will see the business unit you are in.

  • If business unit is RADMN or RSPPT, you are research administration, technical and support staff, and the following premiums apply to you.
  • If business unit is RPROF, you are research professional staff and the following premiums do not apply to you. See Benefit premiums – research professionals.

Rates effective  July 1, 2018

Plan Employee Monthly Cost Employer Monthly Cost
Extended Health Care (family) $0.00 $141.10
Dental (family) $0.00 $86.88
Basic Life Insurance
(2 x annual salary rounded up to nearest $1,000)
$0.00 $0.152 per $1,000
Disability $0.00 $0.00**
Pension 6.82% (of salary) 6.82% (of salary)
Optional Life Insurance Rates are determined by age and smoking status. View Rates  $0.00

* If your grant holder offers benefits and you are eligible for them, you may not opt out
** Employer montly cost is 1.281% of salary, however, the disability plan is currenlty on a premium holiday

Part-time Benefits

Plan Employee Monthly Cost Employer Monthly Cost
Health (prescription drugs only, family) $0.00 $15.66
Dental (single) $0.00 $21.33

Basic Life Insurance
(2 x annual salary rounded up to nearest $1,000)

$0.00 $0.152 per $1,000
Part-time pension 6.82% (of salary) 6.82% (of salary)

The following benefit premiums are applicable to research professional staff only if the grant holder offers benefits. To determine which research group you are in, log into your PAWS account and select “Employee” from the left hand side. Select “My Employment,” then “Paycheques.” In the general section at the top, to the right of your name you will see the business unit you are in.

  • If business unit is RPROF, you are research professional staff, and the following premiums apply to you.
  • If business unit is RADMN or RSPPT, you are research administrative, technical and support staff and the following premiums do not apply to you. See Benefit premiums - research administrative, technical and support staff.

Rates effective July 1, 2018

Plan Employee Monthly Cost Employer Monthly Cost
Extended Health Care (family) $0.00 $168.93
Dental (family) $0.00 $96.24
Basic Life Insurance
(2 x annual salary rounded up to nearest $1,000)
$0.00 $0.152 per $1,000
Disability $0.00 $0.00**
Pension 8.5% (of salary) 8.5% (of salary)
Optional Life Insurance Rates are determined by age and smoking status. View Rates  $0.00

* If your grant holder offers benefits and you are eligible for them, you may not opt out
** Employer montly cost is 1.281% of salary, however, the disability plan is currenlty on a premium holiday

Rates effective July 1, 2018

Plan Employee Monthly Cost Employer Monthly Cost
Extended Health Care (family) $0.00 $168.93
Dental (family) $0.00 $96.24
Basic Life Insurance
(2 x annual salary rounded up to nearest $1,000)
$0.00 $0.152 per $1,000
Disability $0.00 $0.00**
Pension 8.5% (of salary) 8.5% (of salary)
Flexible Spending Account $0.00 $1200 (per annum)
Optional Life Insurance Rates are determined by age and smoking status. View Rates  $0.00

* If eligible for the above benefits, you may not opt out
** Employer montly cost is 1.281% of salary, however, the disability plan is currenlty on a premium holiday

Getting Help

Sun Life Customer Call Centre

Sun Life has a Customer Call Centre that provides information directly related to your benefits, claims submitted and status of your claim. Other questions or scenarios that Sun Life can assist with are:

 1-800-361-6212 during the work week from 8am to 8 pm EST.

Or connect online through your MySunLife account. Visit www.mysunlife.ca and enter your access ID and password. 

Connection Point 

Types of questions Connection Point can assist with:

Come See Us 
Arts Building, Room 258
Monday to Friday, 8:00 am to 4:30 pm

(306) 966-2000
1-844-697-4865 
 connectionpoint@usask.ca