If you need to add/change your dependents on your Sun Life benefits coverage please contact Sun Life directly or update and add your dependents through your online MySunLife account. 

There is a different process (see below) for adding the following:

• Adding an overage dependent attending college or university
• Adding a disabled dependent
• Adding a dependent when you obtain guardianship

Dependents attending a college or university full-time

An overage dependent is an unmarried child who is over the age of 21, under the age of 26 and is currently attending a college or university full-time.

Your child will be automatically removed from your policy when they reach the age of 21. If your child meets the eligibility of an overage dependent, you can contact the Sun Life Customer Care Centre at 1‑800‑361‑6212 prior to their 21st birthday to have them remain on your plan, or, if they have already turned 21, add them back to your plan. You will need to provide your child’s name, the institution they are attending and their birth date.

If they are no longer attending a college or university, you must contact Sun Life to have them removed from your plan. They will be removed from your plan when they turn 26 years old, even if they are still a full-time student, as they will no longer be eligible to be covered under your plan.

An unmarried child who becomes disabled before the limiting age (21 years of age, or 26 years of age if attending a college or university full-time) continues to qualify as a dependent as long as the child is incapable of financial self-support because of a physical or mental disability, depends on you for financial support and is not married or in any other formal union recognized by law. You must provide proof of the above within 31 days of the date the child attains the limiting age or within 31 days of becoming eligible for the plan.

Contact ConnectionPoint and request a disabled child coverage form. Complete and return the form to Sun Life.

• If you have a disability tax credit certificate for your child, complete sections 1 and 2, and send the form to Sun Life (address on the form).
• If you do not have a disability tax credit certificate for your child, complete sections 1, 2 and 3, and send the form to Sun Life (address on the form).

Sun Life will send you a letter once your dependent’s status has been updated.

If you obtain legal guardianship (the office or duty of one who legally has the care and management of the person or the estate, or both) of a child, you can apply to add them to your benefits plan. You need to declare you are responsible for the care and well-being of the child and financially responsible for them.

Please contact ConnectionPoint for a request to continue group coverage form and complete sections 1, 2, 4 and 5. Return the form to ConnectionPoint for processing.

Your form is be sent to Sun Life for approval and you are notified once the child’s status has been updated.

Beneficiaries are those named on your life insurance and pension as recipients should you pass away. 

When you become eligible for basic life insurance, you have the opportunity to name your beneficiary at that time. If you apply for optional life insurance and/or optional accidental death and dismemberment (AD&D), you are required to name a beneficiary at the time of application. In either case, if you do not name a specific beneficiary, the beneficiary is your estate.

You may change your beneficiary at any time. 

Adding and removing beneficiaries

If you need to add/change your beneficiaries for group life insurance or optional life insurance, please complete the Beneficiary Change Form and submit the completed form to Connection Point. 

• Update beneficiary
• Terminate Spousal Coverage

When you are completing the form, it is important to understand:

• your beneficiaries do not need to be the same for each type of coverage.
• if you have more than one beneficiary, the percentage of insurance that the beneficiaries receive must equal 100 per cent. Only whole numbers can be accepted for percentages (no decimals).
• it is recommended you also name a contingent beneficiary in the event there are no surviving primary beneficiaries at the time the benefit is to be paid. If no contingent beneficiary is named, and the primary beneficiary is no longer alive, the benefit will be paid to your estate.
• if any of your primary or contingent beneficiaries are under the age of 18, then a trustee (the person who will receive the death benefit on behalf of the child) must be designated.
• If you have spousal optional life insurance or spousal optional AD&D, you (the employee) are automatically the beneficiary and no changes or updates can be made.
• If you need to update your beneficiary for your pension, please contact pensions.inquiries@usask.ca.